high risk investment

I think it started off last year when after 20 odd years of trying to understand how to leveraging my money, I came to a conclusion: There’s no way I can get rich without parting with my money. I remember a book titled “How to become a millionaire in 7 years” that I’ve read back in NZ. I have follow through all the steps but still, the money is not growing… apalah masalahnya dengan duit tak berkembang nih… yes, I’ve tried ASB but the progress is very, I mean veeeeeeeery slow. I don’t know how long it would take to make me a millionaire in 7 years.

I was scouting around for the most lucrative mutual fund when Ezuin approached me for CIMB’s. I was sceptical for the monthly return as it was not the most aggressive programme, a mild one for a novice investor like me. But, when I looked at the statement, it’s not that bad. The programme is good and I auto debited 10% of my monthly salary so it’d grow.

Whilst am happy with the mutual fund outcome, but am also bit greedy. I’ve been calculating the liabilities and assets that I have and I’m very much in debts! The mutual fund, ASB & savings can’t cover for my study loan, housing loan & personal loan & etc. Don’t be surprise that people who are about my age are very much burden with debts for their whole life. Luckily I didn’t apply for PTPTN… kalau tak lagi teruk hutang aku!

This is when my sister and bro-in-law start talking about Swiss Cash. Initially, I was sceptical. How on earth an investment that could give you a 300% return. It’s RADICULOUS. Well, after countless sleepless nights, researching over the net for the responses of other investors, I think I’ll give it a try. Actually, the hardest thing is not about making the decision BUT to be parted with MY MONEY… * sob sob sob * and knowing that it is some what HYIP and might be scammed. I’m a very cautious person when it comes to money, but for this one, I have calculated my risks. It’s fun to see the investments grow.

Just my 2 cent -->

"If you work for money, you give the power to your employer. If your money works for you, you keep and control the power."

AND --> SPEND WISE!

2007 luck as in chinese astrology

never really believe in this thing but for the fun of it... googling around for my sign - the monkey, after having fun reading Elly's and mine future projection thru the signs.

Monkey: General situation

This year could not be dull if you indulge in work with energy and decisiveness. Tell yourself that the time of muddling through is now definitely over. The planetary ambience will be favorable to well-thought action, and you should certainly draw benefits from the ardor that you'll show in accomplishing your tasks. Strictly follow your work plan, without continually jumping from one thing to another like a kangaroo!

In order to cope best with the difficulties of the year, adopt an attitude in accordance with the position of the star Thanh Long. This star will find himself this year in the sectors related to culture and thought. This will help you to grasp the sense of what you live, to understand thoroughly why you meet with a small failure from time to time and therefore to make a new start on a good basis.

Monkey: Career
First trimester - Boosted by the square between the stars Tu Vi and Thien Dong, a rather rare and very favorable configuration, you'll be very much motivated to succeed in your career. You will not only try to obtain the recognition that you wish or to have more responsibilities or autonomy, you'll also strive to establish good relationships with your professional entourage and to make your everyday life at work as agreeable and fruitful as possible. Thanks to the support of the stars, you'll reach your goals easily.

Second trimester - Everyday life within the framework of your job will be easy and carefree. This relaxed ambience will enable you to think about future projects and precisely define your new professional goals. Indeed, a number of you will have the desire to carry out a more independent or more creative activity. Even though you're for the moment compelled to do a job which you deem too restricting or too routine, don't become disheartened; learn a new discipline, make contacts, make inquiries: Thus you could soon embark on a new career.

Third trimester - Your professional prospects are not bad, but success will not befall you as a matter of course. Numerous planets are presently in the career sector of your natal chart. Some of these planets are beneficent: This is particularly the case with Thai Duong and Tu Vi. But others planets will prove rather troublesome, such as Vu Khuc, who may provoke delays. But don't lose heart: The events will turn in your favor.

Fourth trimester - The strong current of chance which has been supporting you since some time will still increase these days, helping you to realize your wishes within the framework of your job. It's true your career sectors host no planet, which is an indication of professional stability. And the present very rare aspect of the planet Pha Quan signals an important expansion in your life, particularly in the career field.

Monkey: Finances
First trimester - It's possible you will have an occasion during this period to modify your budgetary balance. For some of you, it's even an important change which will take place. Unforeseen gains are possible. Or on the contrary a decrease of your revenues which, however, will be accompanied by a decrease of your expenses, which will result in a good balance.

Second trimester - No important star will directly influence the pecuniary domain these days. However, this period should be easy and well protected. Indeed, with the support of Tu Vi, the planet of chance and success, you should have no financial problems. Moreover, the planet Dao Hoa in favorable aspect will shelter you from difficulties and will perhaps grant you some small, unexpected incomes.

Third trimester - The star Tang Mon will have a direct impact on your finances; thus you should have no problems on this front. But beware of this aspect of the star Pha Quan: You may make an inadequate decision. If you consider reorganizing your placements or embarking on an investment, it would be better to wait some time.

Fourth trimester - Those of you who have had to struggle with difficult month-ends should be able to begin to balance their accounts these days. Tu Vi, the star of chance and also of good money, will be in a favorable position and will herald a financially easier period for you. But beware; this should not be a reason to forgo all caution. It's not by indulging in useless expenses that you can set up conditions favorable to a long-term heightening of your level of living.